One of the first questions we address with our manufactured housing clients is “How much mobile home can I afford?”
There are many variables: amount of down payment, income and debt. Every client has a unique financial situation so our manufactured housing specialists can create a customized plan to get loan and park approval. Sometimes that plan is to wait for 9 months until they secure more of a down payment. Or Alliance works with our clients to boost their credit score.
Some senior parks don’t require all the residents to be at least 55 years old. In this case an income of a full time professional in their forties can be combined with a retiree’s income. Mobile homes in senior parks tend to have a lower price point than all age parks.
Alliance also has strong relationships with mobile home lenders like Community West and Triad as well as brokers such as Mobile Home Loans. Mobile home lenders just announced a decrease in interest rates this month so now is a great time to prequalify.
Our manufactured homes specialists can give you information on income requirements to get interested buyers started. Mobile homebuyers cannot be pre-qualified over the phone but our manufactured homes specialists can explain the 3 times rule required by most mobile home parks.
All mobile home parks have different eligibility requirements. They also have different space fees, amenities, rules and regulations.
Potential homebuyers should first determine where they want to live. Manufactured homes specialists can then pull up listings in their preferred area. If a homebuyer has 2 dogs, specialists can narrow down pet-friendly parks. Once future homebuyers know a specific area then they can work on financing and park approval. The process to mobile homeownership can be happen in less than 3 months or as long as homebuyers need to find their perfect home. Making a call to an Alliance manufactured homes specialist is the first step. 888-874-8692
Manufactured homes, known to many as trailer or mobile homes, have evolved over the past 50 years. There are a few myths often associated with the manufactured home market which may have at one point been almost true.
Since construction standards were established in 1976 by the Department of Housing and Urban Development, many of the negative remarks about manufactured homes are only myths. As the manufactured housing market continues to develop new concepts and designs, these homes have been purchased by more families than ever before.
1. Manufactured Homes Look the Same
Many manufactured home builders, like Skyline Homes and Karsten, offer basic floor plans with quality features such as a front porch and dual pane windows. However, they also provide a wide variety of customizable floor plans, design options, and upgrades to meet the client’s needs. According to SFGate on the subject of no variety, manufactured homes “provide consumers with a wide range of interior and exterior options” and “produce luxury models with hardwood floors, whirlpool baths, stonework fireplaces and walk-in closets”.
If you have never been inside a manufactured home before, try to visit one of the open houses in your area. Once you’re inside, it is difficult to tell the difference between a manufactured home and an on-site built home. With many homes designed for individual needs in mind or to meet a budget, many homes can be spacious and well-appointed.
2. Manufactured Homes Can Get Destroyed Easily Manufactured homes sold after 1994 are built to the same HUD standards for construction, strength, fire resistance and wind resistance that are applied to site-built homes. A report published by the state of Florida indicates that no manufactured home built to these standards received any major damage during the severe 2004-2005 hurricane season. Another study published by Foremost Insurance Company came to a conclusion that manufactured homes are less likely to catch fire than site-built homes.
In fact, manufactured homes today are factory-built under climate-controlled conditions. This means that the building materials are not exposed to outdoor conditions, especially during the raining season, where moisture can cause expansion and mold in the future. Skyline Homes stated on the comparison between factory-built and site-built homes that “factory-built homes are generally stronger,” sturdier, and more efficient.
3. Manufactured Homes Are For Families W/ Low Income
It’s no surprise to that the housing market in the Silicon Valley is growing at a ridiculous pace over the past years. The supply of available homes are decreasing, yet the demand to keep the prices up is very high. Many tech companies are located in Sunnyvale, Mountain View, and San Jose; however, these cities are also home to multiple family and senior mobile home parks. LA Times reported that “there are tech industry workers who live in Plaza del Rey — employees of Apple, Google, Oracle and local start-ups.”
4. Manufactured Homes Are Hard To Finance
Manufactured homes were previously financed or purchased as personal property, making loans more difficult to obtain. Today, it’s easier to finance. Despite the fact that only a handful of lenders offer manufactured home loans, some of them are willing to provide financing options similar to those available for site-built residences. When properly financed, manufactured housing allows homeowners to build equity just as traditional site-built homes.
Mobile Home Brokers is our own in-house finance team capable of everything from checking your credit and handling your credit application, to securing you a loan with the best rate. They can provide you with quick updates on the status of your home sale through constant communication, quick turnaround, as well as competitive and hassle-free financing. Feel free to contact us at (408) 745-1000 for more information.
5. Manufactured Homes Lose Value
Unlike automobiles, manufactured homes can appreciate just like any other form of housing. According to Home First, other factors that help the value are the location of the land, age of the home, housing market, inflation rates, new upgrades/additions to the home, and availability of the area.
Looking for a quick guaranteed sale, with no hassle and no risk?
We got the solution for you.
Alliance Manufactured Homes buy homes “as-is”, with no commissions, no hidden fees, no inspections, no repairs, and no wait. In addition to handling the paperwork from start to finish, Alliance will give you a deposit the day the agreement is made and the balance when you are ready to move out.
Is a cash out for me?
A cash out is ideal for someone who needs a guaranteed cash sale and complete control over the timing of the transaction. While this option may not yield as much money as a listing, it requires minimal effort, absolutely no expenses, and 100% certainty, which gives you the freedom to move smoothly to your next living situation.
What if your home requires thousands of dollars in repairs that needs to be corrected before you can sell it, and you don’t have the cash? Putting your home on the market in disrepair will likely result in low-ball offers or ward off qualified buyers altogether.
What if you secure a new job that requires you to leave the area immediately, but you have not yet thought about putting your home on the market? Can you afford the stress, expense, and uncertainty of paying for two living situations for as long as it takes to sell your home? Most people can’t, which is why a cash-out is perfect for certain homeowners.
All you have to do is call an Alliance agent to evaluate your home. You will receive a cash-out price within 2 days. At your request, you can receive your proceeds in as little as 14 days. Take everything with you, or leave it all behind and we will clean it up. Our goal is to make your sale as convenient as possible. This option is not ideal for everyone, but if you are thinking of selling, it is worth evaluating a guaranteed offer.
This can save you $10,000 to $20,000 – depending on the condition of your home. The housing market is hot in the Silicon Valley; therefore, we currently have a waiting list of buyers looking for new homes in various manufactured housing communities.
Quick Run Down of Cashing Out:
Know exactly how much money will end up in your pocket
Decide when you want to close, move out, and receive your money
Avoid the stress of showings, open houses, and negotiating with buyers
Dodge the expense of repairs, commissions, inspections, and closing costs
Leave unwanted items behind – you don’t even have to clean
What sets us apart from other companies is that we do more than just buy and sell homes. We provide trade-in programs for those who love where they live, but need to upgrade their living situation from a 1970’s home to a brand new 2018 home!
If you are considering selling in the near future, now is the great time to explore your options. Our manufactured home specialists are professional, helpful, and will deal with any concern you may have with this process.
Your home may be worth more than you think! Call today at (888) 874-8692 to speak with an agent for a free quote!
What are the first things that come to mind when you hear “mobile home community?”
Do the words, “attractive”, “secure”, or “luxurious” come to mind?
Modern mobile home communities in the Silicon Valley are not what you may think. There are many benefits associated with living in a mobile home community ranging from lifestyle to social benefits. These include minimal maintenance, great location with convenience, home ownership perks, and community amenities such as club houses, swimming pools, fitness centers, and a playground!
Take for instance, the Sunset Estates Mobile Home Community in Mountain View, CA is a peaceful and comfortable senior community. As you drive through the park, you will notice the properties have relatively large yards, which is a rarity with mobile home living and dramatically increases curb appeal.
Casa De Amigos, for example, is the ideal community for raising a family. Mobile Home Living provided a reasonable statement that when a park is managed correctly, with proper background checks and safety protocols, the entire community become a safety net for the children within the park. There are also neighborhood watch programs and a wide array of activities and amenities such as clubhouses, pools, tennis courts, and walking trails. It is noted that most communities in the Silicon Valley are well-kept and maintained by the professional community managers.
Enjoy the lavish landscape with a pond and extensive grassy areas at the family community of Adobe Wells or the quiet neighborhood with an expansive and elegant club room at the Chateau La Salle.
Living in a modern mobile home community offers much more than the average apartment complex and offers the same comfort and amenities much like a site built home. You also have the flexibility to customize your home on a much more spacious floor plan!
One of the advantages for living in a mobile home community, according to Mobile Home Maintenance Parts, is that it is much cheaper than buying or renting a traditional housing unit. Depending on the size of your family, it is possible to get some very spacious living quarters in an MHP, competing favorably with any living quarter you may get in a different setting.
If you would like more information on any of the communities we serve, do not hesitate to ask our experienced professionals – or you can click on this link here!
Whether you’re look for that perfect home or looking to sell, Alliance is here for you! Call today at (888) 874-8692 to speak with an agent for more information on our manufactured homes and communities in your area.
Ever thought of upgrading to a new manufactured home? Simply put, now is the best time to buy a new home. The recession has really impacted the housing industry, which has not only driven prices down but also provided the motivation for innovation and great design improvements — a perfect combination for buyers. At Alliance Manufactured Homes, we offer a trade-in program to help you on your path towards owning a brand new, energy efficient home.
A trade-in is a transaction in which a homeowner sells their home to Alliance, and subsequently applies the proceeds of that sale toward the purchase of a brand new home to occupy the same space. In addition to designing and installing the new home, Alliance also removes the old home, thereby completing the transaction from start to finish.
A trade-in is ideal for someone who owns an older 60’s or 70’s mobile home. This option is especially attractive if the home is in need of repairs such as leaky roofs, rotted porches, termite damage, and so on. Rather than use all the time, effort, and money into improving your older home, use its equity to help you purchase a brand new home and start fresh!
Here are other amazing benefits to choosing a trade-in:
Design your new home to fit all your needs
Increase the value of your home
Reduce maintenance costs
Reduce utility costs
Stay in your current space; keep your friendly neighbors, and your address!
So if you love your neighbors and your community, but would like the comfort and lifestyle that comes with a new home and value that is unrivaled on the market for any type of residence, now is the time to trade up!
Call us at (888) 874-8692 and see how easy it is to customize your brand new home!
In order to better understand the present day’s manufactured homes it is to differentiate the definitions of manufactured homes, mobile homes, modular homes, and multi-unit manufactured housing.
The terms all refer to a type of home, but each one has its own specific home type. The California Manufactured Housing Institute website, http://cmhi.org/cons05bll.asp, states the differences between each.
Manufactured Home.The manufactured home is constructed to comply with the National Manufactured Home Construction and Safety Standards, a uniform building standard administered and enforced by the U.S. Department of Housing and Urban Development (HUD Code). Over 97 percent of all homes constructed in California factories meet this code.
Factory-Built Homes. Often called “modular” homes, factory-built homes are constructed to comply with the California Administrative Code. About three percent of all factory homes produced in California meet this code.
Mobile Homes. These homes were constructed to comply with standards enforced by the State of California prior to June 15, 1976, when the federal preemptive HUD Code became effective. Mobile homes have not been constructed since this date.
gMulti-unit Manufactured Housing. These homes are built to very specific codes and for use as two-or more dwelling units. Structures can include, duplexes, dormitories, hotels, apartment houses, and other structures that contain two-or more dwelling units. Each have different applicable codes. These homes are utilized by developers for higher density and infill development.
If you have any questions about homes, please check out our website at Alliance MH or give us a call at 408-598-2078!
Why is Alliance the most successful retailer in Northern California? We think different, and create a way to give our buyers what they need.
You demanded affordable luxury, we built it. You required green construction, we delivered it. And now, introducing the latest in our design evolution – The Powerhouse.
Watch the meter move backwards, and your savings move forward, as The Powerhouse enables you to generate your own power for FREE! The first of its kind in Silicon Valley, The Powerhouse combines unparalleled luxury with cutting edge solar technology.
Why choose The Powerhouse? By investing in this cutting-edge renewable energy source you are:
Protecting Yourself Against Rising Energy Bill
In the next 10 years, the average Californian will spend over $14,000 on electricity, and this figure is expected to increase 3% – 5% each year!
Protecting the Environment
Solar is the cleanest and most sustainable energy source available, with no fuel, no moving parts, and no emissions. The environmental impact of the average solar electric system is the equivalent to planting nearly 39 trees per year.
Protecting the Value of your Home
Solar is a safe, long term investment with an excellent financial return. And it continues to generate value long after it is paid off.
Make a statement! Demonstrate your commitment to environmental sustainability! Want to learn more about this home? Call (866) 502-7038 to speak with an agent for more details!
Alliance Homes has partnered with Skyline Homes and Karsten Homes to build new, green energy certified homes. Not only are these homes built responsibly and with little waste, they also have low utility bills-saving you money!
Love to cook or spend time in your already green kitchen, but want some more green ideas? Check out Martha Stewart’s Websitefor more tips and ideas. Below are a few of the tips:
Say Yes to Convection – Because it continually circulates heated air, thereby reducing cooking time, convection uses 20% less energy on average than a conventional oven.
Green Dish Washing Liquid – For greasy pots and pans, try scouring with salt. For burned saucepans, fill the pan half full with water, spoon in baking soda, let it soak overnight, and bring to a boil.
Unclog Your Sink Naturally – Don’t worry, it sounds more complicated than it actually is. Boiling water converts baking soda to sodium carbonate, a more effective drain cleaner. Pour 1 cup of baking soda down the drain, followed by 3 cups of boiling water, and let science take over. It’s a much safer choice than commercial drain cleaners, which can harm skin, eyes, lungs, and the water supply.
Fill Up the Freezer – The more full it is, the less energy it uses to keep food frozen.
Try Reusable Towels – Paper towels cause waste, even if you stick to the recycled brands. Microfiber towels grip dirt and dust like a magnet and don’t let go. After use, toss the towels into the laundry and reuse over and over.
Hopefully these tips can help you out in your kitchen but also give insight into the many ways to go green. You can start by going green in your kitchen through appliances and these Eco-friendly ideas, but you can incorporate other ideas to other rooms throughout your home! For more information please take a look at our website, click here!