Meet Connie!

Connie Smith is a licensed Manufactured Home Sales Associate & Real Estate agent.  She started her career in the late 80’s working as a Realtor for Century 21 where she was awarded top producer three times.  As a San Jose native, she is very familiar with local the local housing market and its neighborhoods.

Connie joined the Alliance Family in June of 2007.  Since then, she has helped existing mobile home residents upgrade their homes to beautiful, brand new manufactured homes, sold single family residences, and helped first-time manufactured homeowners become owners; all while earning the title of Top Re-sale Agent in 2009 & 2010.

Her success has included selling listings in their first week on the market and properly educating clients on community living and purchasing. She attributes her success to the fact that the Alliance Team has a strong network of associates that enables her to provide quality products and services to her clients.  Having been in customer service for several years, Connie understands that customer satisfaction is of utmost importance.

For more information on our other experienced and qualified agents visit our website at http://www.alliancemh.com. We are excited to help you fulfill your dream of homeownership!

Benefits of Living in Manufactured Home Communities

Manufactured home communities are not what you may think! You’ll be surprised to find out that many communities attract all types of lifestyles and offer  luxurious amenities. We’ve included a short video on what you can expect to find in these wonderful communities!

Benefits of Living in Manufactured Home Communities

For more information on communities in your area visit our website or call 888 874 8692! 

How is Your Credit Score Determined?

First of all, what is a credit score?

A credit score is a number that lenders use to estimate a borrower’s risk. When it comes to purchasing a home, a credit score plays a huge role in determining the interest rate a lender is willing to offer. Whether you’re a first time home buyer or looking for another home, it’s a good idea to obtain copies of your credit report, that way you know what you can qualify for. Now that we know what a credit score is, what factors affect it and how can you improve it? By understanding the 5 factors that can help or hurt your score you will be on your way to building a healthier credit.

 

1. Payment History (about 35%). This is the largest portion of your credit score. Make sure that you make payments within 30 days as this can negatively affect your overall credit score. Always pay your bills on time. Late payments are probably the worst thing you can do.
2. Amounts Owed (about 30%). Borrowing is certainly not a bad thing, but being in a lot of debt is. Make sure you don’t charge over half the limit on all of your credits.
3. Length of Credit History (about 15%). Having a long payment history shows lenders you have paid your bills on time and will be likely to do so in the future. So, if you’re thinking about tossing your old credit cards you may want to think again. Keeping your credit cards are important in order to keep your credit history associated with each card.
4. New Credit (about 10%). The fourth portion of your credit report has to do with the amount of accounts you have. Each time you apply for a new credit card it appears in your credit report. Applying for too many credit cards in a short period of time is seen as risky.
5. Types of Credits in Use (about 10%). Spread out your debt among different types of loans. So for example, having some debt in car loans, student loans, and mortgage is better than having all debt on only your credit card.

Take a breath! It’s not all that bad. When it comes down to it it’s all about sticking to a budget and making payments on time.

Our in-house Finance Department will advise you on credit issues you have. We strive to make the home buying process simple and stress-free! Call us today at 888 874 8692!

The information provided is obtained from an article, What Determines My Credit Score? from Trulia.com.

Brief History of Manufactured Homes

Manufactured homes today are fit to standards and upgrades of modern times.  They have come quite a long way since the 1920’s when they were first built as “trailer coaches,” which were compiled as something more comfortable to sleep in while people were traveling.  As the years went on “trailer coaches” evolved into bigger trailers with upgrades such as appliances and soon appealed to homeowners. With the rising popularity and enhancements of “trailer coaches” to manufactured homes, Congress passed a law.

According to the article, A Brief History of Manufactured and Modular Homes, from RebelHome.net, it states, “In June, 1976 -The United States Congress passed the National Manufactured Housing Construction and Safety Act (42 U.S.C.). This means, since 1976, HUD assures that all homes are built to the rigid, consistent national standards it enforced back then and still does today”. It was from this moment on that homeowners were reassured that their home was built to a high standard.

The history of manufactured homes is significant because it is the evolution of a type of popular home. What started out as “trailer coaches” has expanded into a home fit for the ages and various lifestyles all over the country. Today, manufactured homes are identical to a regular site built home and come with the same amenities. Great strides have been made in terms of quality and remains a sound decision for affordable living. At Alliance, our brand new custom built homes come with luxurious features such as granite countertops, built-in energy efficient appliances, crown molding, wood window trims, and much more! We are more than happy to provide you with any information on manufactured homes in your area. Call 888 874 8692 today!

The Time to Become a Home Owner is Now!

Purchasing a home can be a long complicated and confusing drawn out process. Given the current state of home sales the past few years has not helped in the process, but now is the time to purchase a manufactured home!

Alliance can make the process of purchasing a new home easy for you! We can help you find the home of your dreams with the upgrades and location that suits you best!

According to the article, Is the time right for a prefab home?, it states, “With an average sales price of $65,000, new mobile homes and modular homes can be a cost-effective way to own your own home without a large outlay of cash, the Manufactured Housing Institute says. Ideal candidates may be college-bound students, downsizing adults or anyone seeking lower utility bills.”

If trying to list, sell, or purchase a manufactured home Alliance is your one stop shop! We can be your ally to becoming a home owner. Now is the right time to finalize that decision and become a manufactured home owner! Please check out the rest of the article at Is the time right for a prefab home?

If you have any questions check out our website at www.alliancemh.com or give us a call at (888) 874 8692 or email us at info@alliancemh.com.

Looking for a Home, But Don’t Want to Change Communities?

Ever thought of upgrading to a new home?
Don’t want to leave your neighbors or community?
Is your home too small?
Looking to save on energy bills?

If you answered “yes” to all these questions, then a trade-in is the perfect solution!

This is your chance to trade to a new home. There are many benefits associated with trading in your older mobile home for a new, more energy efficient one such as lower interest rates, increase in equity, and an improvement in lifestyle. You can also experience green features such as superior insulation systems, high-performance windows & doors, tight construction and ducts, quality heating and cooling equipment, and ENERGY STAR Qualified appliances. Plus, you don’t have to worry about moving to an entirely new community. We have plenty of floor plans to fit your lifestyle and budget. You can choose from any of our customized features from our contemporary floor plans to interior upgrades.

So if you love your neighbors and your community, but would like the comfort and lifestyle that comes with a new home and value that is unrivaled on the market for any type of residence, now is the time to trade up. We will make the process a stress free one. Any of our highly reputable agents can assist you and answer any questions you may have at (888) 874-8692. Your dream home is one call away! Why Compromise?

New Year, New Home!

For many, a new year means a new you! That new you can be in the form of anything from physical changes up to purchases. 2012 can mark the year of that dream home you have always wanted!  If you have been hesitant about listing your home, or are interested into looking at new or used homes, now is prime time to list with Alliance Manufactured Homes! Let us find you the home of your dreams!  All 20 of our sales agents are more than happy to meet with you, answer questions, and show you different homes that best suite your lifestyle! Check out our website at www.alliancemh.com to learn more about our experienced agents who can find that home you have waited so long to call your own!  We can be your ally for a better future!

Goodbye 2011, Hello 2012!

The Alliance team would like to wish you and your family a Happy New Year!

Merry Christmas!

Can you believe it? The most widely celebrated holiday is just days away! Christmas has become a traditional holiday where family and friends gather to create unforgettable moments and share home cooked meals. Children anxiously await for a popular figure known to have many names such as Santa Clause, Saint Nicholas, and Kris Kringle to stuff their stockings and place gifts under the Christmas tree. This highly anticipated federal holiday is celebrated by many around the world. Christmas trees, house decorations, wreaths, Christmas music, caroling, gift exchanges, and card exchanges are just some of the many traditions that have become associated with the holiday.

Alliance Homes would like to wish you and your family a very Merry Christmas! We hope your holiday is filled with peace, love & laughter!

Alliance Giving Back to the Community In Many Ways

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The holiday season is in full effect and with the economy being as bad as the economy has been, the holiday season seems to become a time of depression rather than a time to rejoice. Since October, Alliance Manufactured Homes has been hosting a canned food and toy drive in accordance with the Sunnyvale Community Service Center to help the less fortunate families of the Sunnyvale community this holiday season.

Alliance collected and donated a variety of canned goods as well as many fun toys for children of all ages. On Monday December 5^th, eight-team members from the Marketing Department volunteered at the Sunnyvale Community Services Center.  Four members help put together close to 300 bags of fresh produce enough for each family to use for two weeks. The other four members then assisted these families to their cars by pushing carts filled with food and goodies and loading them into their cars. They also unloaded trucks filled with bags of donated coats, jackets, and sweatshirts.

“One of the best feelings was seeing the huge smiles on someone’s face as they came through the center. It was amazing to see all of the volunteers coming together all for the same purpose: simply to make a difference,” said Shannon, one of the volunteers.

Witnessing how happy and thankful the less fortunate residents of Sunnyvale were with all of the food brought smiles to the Alliance Marketing members’ faces. Even when the times are hard for millions of people, a simple donation or taking a few hours to volunteer goes a long way.” Seeing all the people who were at the center as we volunteered made the experience that much more real because we got to see where all our donations went and how thankful for everything everyone was,” said Natalie, another one of the volunteers.

If you would like to make a difference in someone’s life visit SVC’s website at http://www.svcommunityservices.org/volunteer.htm.